One Rate Is Not Enough: Adaptive Anisotropic Learning Rates for LoRA Fine-Tuning
- URL: http://arxiv.org/abs/2609.05885v1
- Date: Sat, 05 Sep 2026 05:14:04 GMT
- Title: One Rate Is Not Enough: Adaptive Anisotropic Learning Rates for LoRA Fine-Tuning
- Abstract summary: Low-rank adaptation (LoRA) has become the standard for parameter-efficient fine-tuning of large language models.<n>We show that rank-one components of a LoRA adapter update at highly uneven rates and low-velocity modules converge to concentrated singular spectra.<n>We propose an adaptive anisotropic learning-rate model that assigns each rank-one component its own effective learning rate.
- Score: 26.741445807383098
- License: http://creativecommons.org/licenses/by/4.0/
- Abstract: Low-rank adaptation (LoRA) has become the standard for parameter-efficient fine-tuning of large language models. Most LoRA variants follow a uniform-LR convention, applying a single global learning rate across every rank-one component of every adapter. We show that this convention overlooks substantial within-module heterogeneity, where the rank-one components of a LoRA adapter update at highly uneven rates and low-velocity modules converge to concentrated singular spectra that underutilize the nominal rank budget. To address this, we propose an adaptive anisotropic learning-rate model that assigns each rank-one component its own effective learning rate, computed online from training-time signals and mean-normalized per module to preserve the global LR budget. AnLR-LoRA instantiates this model with two signals available during AdamW optimization, namely function-space velocity and Adam SNR, as a lightweight scheme with no extra trainable parameters. Across commonsense reasoning, natural language generation and visual instruction-tuning benchmarks, AnLR-LoRA consistently improves over LoRA while encouraging broader use of rank capacity, with gains that remain robust across a wide range of global learning rates and transfer cleanly to other LoRA variants.
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