AI PB: A Grounded Generative Agent for Personalized Investment Insights

• URL: http://arxiv.org/abs/2510.20099v1
• Date: Thu, 23 Oct 2025 00:51:59 GMT
• Title: AI PB: A Grounded Generative Agent for Personalized Investment Insights
• Abstract summary: We present AI PB, a production-scale generative agent deployed in real retail finance.<n>Unlike reactive chatbots that answer queries passively, AI PB proactively generates grounded, compliant, and user-specific investment insights.
• Score: 8.663306347086213
• License: http://creativecommons.org/licenses/by-nc-nd/4.0/
• Abstract: We present AI PB, a production-scale generative agent deployed in real retail finance. Unlike reactive chatbots that answer queries passively, AI PB proactively generates grounded, compliant, and user-specific investment insights. It integrates (i) a component-based orchestration layer that deterministically routes between internal and external LLMs based on data sensitivity, (ii) a hybrid retrieval pipeline using OpenSearch and the finance-domain embedding model, and (iii) a multi-stage recommendation mechanism combining rule heuristics, sequential behavioral modeling, and contextual bandits. Operating fully on-premises under Korean financial regulations, the system employs Docker Swarm and vLLM across 24 X NVIDIA H100 GPUs. Through human QA and system metrics, we demonstrate that grounded generation with explicit routing and layered safety can deliver trustworthy AI insights in high-stakes finance.

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