DeFi TrustBoost: Blockchain and AI for Trustworthy Decentralized Financial Decisions

• URL: http://arxiv.org/abs/2512.00142v1
• Date: Fri, 28 Nov 2025 18:30:39 GMT
• Title: DeFi TrustBoost: Blockchain and AI for Trustworthy Decentralized Financial Decisions
• Abstract summary: This research introduces the Decentralized Finance (DeFi) TrustBoost Framework.<n>It combines blockchain technology and Explainable AI to address challenges faced by lenders underwriting small business loan applications from low-wealth households.
• Score: 1.400844847268286
• License: http://creativecommons.org/licenses/by/4.0/
• Abstract: This research introduces the Decentralized Finance (DeFi) TrustBoost Framework, which combines blockchain technology and Explainable AI to address challenges faced by lenders underwriting small business loan applications from low-wealth households. The framework is designed with a strong emphasis on fulfilling four crucial requirements of blockchain and AI systems: confidentiality, compliance with data protection laws, resistance to adversarial attacks, and compliance with regulatory audits. It presents a technique for tamper-proof auditing of automated AI decisions and a strategy for on-chain (inside-blockchain) and off-chain data storage to facilitate collaboration within and across financial organizations.

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