Multi-task CNN Behavioral Embedding Model For Transaction Fraud Detection

• URL: http://arxiv.org/abs/2411.19457v1
• Date: Fri, 29 Nov 2024 03:58:11 GMT
• Title: Multi-task CNN Behavioral Embedding Model For Transaction Fraud Detection
• Authors: Bo Qu, Zhurong Wang, Minghao Gu, Daisuke Yagi, Yang Zhao, Yinan Shan, Frank Zahradnik,
• Abstract summary: Deep learning methods have become integral to embedding behavior sequence data in fraud detection. We introduce the multitask CNN behavioral Embedding Model for Transaction Fraud Detection. Our contributions include 1) introducing a single-layer CNN design featuring multirange kernels which outperform LSTM and Transformer models in terms of scalability and domain-focused inductive bias.
• Score: 6.153407718616422
• License:
• Abstract: The burgeoning e-Commerce sector requires advanced solutions for the detection of transaction fraud. With an increasing risk of financial information theft and account takeovers, deep learning methods have become integral to the embedding of behavior sequence data in fraud detection. However, these methods often struggle to balance modeling capabilities and efficiency and incorporate domain knowledge. To address these issues, we introduce the multitask CNN behavioral Embedding Model for Transaction Fraud Detection. Our contributions include 1) introducing a single-layer CNN design featuring multirange kernels which outperform LSTM and Transformer models in terms of scalability and domain-focused inductive bias, and 2) the integration of positional encoding with CNN to introduce sequence-order signals enhancing overall performance, and 3) implementing multitask learning with randomly assigned label weights, thus removing the need for manual tuning. Testing on real-world data reveals our model's enhanced performance of downstream transaction models and comparable competitiveness with the Transformer Time Series (TST) model.

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