Resource-Efficient LLM Application for Structured Transformation of Unstructured Financial Contracts

• URL: http://arxiv.org/abs/2510.23990v1
• Date: Tue, 28 Oct 2025 01:49:10 GMT
• Title: Resource-Efficient LLM Application for Structured Transformation of Unstructured Financial Contracts
• Authors: Maruf Ahmed Mridul, Oshani Seneviratne,
• Abstract summary: We present an extension of the CDMizer framework for converting legal documents into machine-readable formats.<n>We compare its performance with a benchmark developed by the International Swaps and Derivatives Association.<n>This work underscores the potential of resource-efficient solutions to automate legal contract transformation.
• Score: 1.1565257196553245
• License: http://creativecommons.org/licenses/by/4.0/
• Abstract: The transformation of unstructured legal contracts into standardized, machine-readable formats is essential for automating financial workflows. The Common Domain Model (CDM) provides a standardized framework for this purpose, but converting complex legal documents like Credit Support Annexes (CSAs) into CDM representations remains a significant challenge. In this paper, we present an extension of the CDMizer framework, a template-driven solution that ensures syntactic correctness and adherence to the CDM schema during contract-to-CDM conversion. We apply this extended framework to a real-world task, comparing its performance with a benchmark developed by the International Swaps and Derivatives Association (ISDA) for CSA clause extraction. Our results show that CDMizer, when integrated with a significantly smaller, open-source Large Language Model (LLM), achieves competitive performance in terms of accuracy and efficiency against larger, proprietary models. This work underscores the potential of resource-efficient solutions to automate legal contract transformation, offering a cost-effective and scalable approach that can meet the needs of financial institutions with constrained resources or strict data privacy requirements.

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